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by lydie89...

options for $0 down loans - not usda or va?

I have good credit but absolutely no money to put down. I don't have a great deal of time available to save up. are there any options for me outside of usda or va, since i cant do either

Atlanta, GA - Jun 12th 2014
2 answers

by perryol...

can first time buyers get conventional financing

everywhere i go i'm being told i should go through fha but i do not want to pay mortgage insurance. can i avoid the MI by putting 10% down on a conventional loan or are they not allowed for first time buyers?

Medford, OR - Jun 12th 2014
5 answers

by zeek260...

Do i qualify for a va loan with no money down please?

I have been out of the marine corps for 2 years. no dishonorable discharge and I have a disability. I am still able to work though and make $63k per year. I'd like a loan with nothing down, if possible but my credit is poor and around 630.

Cimarron, NM - Jun 11th 2014
5 answers

by greatwh...

do i qualify for usda based on info provided below

I live and want to buy in Draper, have 678 FICO and kind of a lot of debt. I used a calculator online (not official) for my DTI and apparently it's at 38%. I make $47,000 per year and do not currently rent. I have never owned. Please let me know if I would be able to get usda...

Draper, UT - Jun 10th 2014
5 answers

by jessupl...

are 203k loans available to first time buyers??

my friend works for a lender and says that they're not because for first time buyers they won't lend $203,000 dollars or more. I am not sure this makes sense and am curious. My credit is above 720 - i just dont know what it is exactly - i have plenty in savings.. would i be able...

Post Falls, ID - Jun 9th 2014
5 answers

by janet3s...

As a first time buyer will i need to put a certain amount into my down p...

if i can go with the minimum please let me know - i have a 700ish credit score and some car loan debt but it will be paid off by the end of this year. i've been saving money but do not want to pour all of my savings into a down payment. what is the minimum i could do? i want to buy...

Dearborn, MI - Jun 9th 2014
3 answers

by jdewana...

can lenders qualify fha loans for credit scores below 600?

i have a good down payment amount and little debt. my credit is damaged due to unpaid hospital bills and my realtor told me i may be able to submit an explanation letter. please let me know if fha is possible

Louisville, KY - Jun 6th 2014
3 answers

by lacey86...

do i need to provide pay stubs and tax returns to get prequalified?

i see both yes and no online and i need a straight answer quick!! thanks so much

Puyallup, WA - Jun 6th 2014
5 answers

by alifuer...

Are all closing costs the same or will different lenders have lower fees...

I want to know what the typical range for closing costs should be because I've been wanting to back out of my current mortgage company whos GFE had down over $10K in "other" costs for a $200K townhome. Is this normal??

Highland Park, IL - Jun 5th 2014
4 answers

by cal_lyo...

Getting a mortgage with little credit

I have only one credit card and some student loans. I have paid utilities for 4 years - will that count toward my overall credit? I am concerned because a banker told me I need to have 3 lines of credit open to qualify for a mortgage

Silver City, NV - Jun 5th 2014
4 answers

by arturo8...

Ca you purchase a home with someone even if you're not married?

And will you be able to be on the mortgage jointly? My girlfriend of 6 years and I would like to buy a house but we are not interested in getting married. Worried it will compromise the loan

Janesville, WI - Jun 4th 2014
7 answers

by mattcra...

I want to know if I can do a $200K loan with construction financing as w...

should i go construction to permanent for this? I'd be building on an existing property so im not sure if that's my best best. my credit score is 713 and i have 33K to put down. id like some advice where the building is concerned.

Pittsburgh, PA - Jun 3rd 2014
2 answers

by nareshs...

by gerand7...

VA ARM versus fixed rate? what's best please

My husband and I are being relocated for a 3 year term and a counselor recommended we get an adjustable rate mortgage through VA. However I am concerned about rates going up. Which is more advantageous for us

St. Paul, MN - Jun 2nd 2014
6 answers

by lorell9...

using disability income toward mortgage income qualification

I want to get a conventional mortgage and so i'd like to use all the funds i can to qualify my income. My wife has been consistently receiving disability after a work injury last year - will the disability count toward income?

Coatesville, PA - May 30th 2014
3 answers

by poplarl...

what is a piggyback loan is it good if you have a small down payment?

i'm trying to avoid paying insurance and this was suggested

District Heights, MD - May 29th 2014
3 answers

by andieca...

by crash.2...

Duplex financing options for 3% down?

I wanted to finance a duplex for nothing down through usda but then i was told they're not eligible. the best i can do is 3% down. is there another option available for duplex financing with a nominal down payment

Aurora, CO - May 28th 2014
3 answers

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