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by janet3s...

As a first time buyer will i need to put a certain amount into my down p...

if i can go with the minimum please let me know - i have a 700ish credit score and some car loan debt but it will be paid off by the end of this year. i've been saving money but do not want to pour all of my savings into a down payment. what is the minimum i could do? i want to buy...

Dearborn, MI - Jun 9th 2014
3 answers

by jdewana...

can lenders qualify fha loans for credit scores below 600?

i have a good down payment amount and little debt. my credit is damaged due to unpaid hospital bills and my realtor told me i may be able to submit an explanation letter. please let me know if fha is possible

Louisville, KY - Jun 6th 2014
3 answers

by lacey86...

do i need to provide pay stubs and tax returns to get prequalified?

i see both yes and no online and i need a straight answer quick!! thanks so much

Puyallup, WA - Jun 6th 2014
5 answers

by alifuer...

Are all closing costs the same or will different lenders have lower fees...

I want to know what the typical range for closing costs should be because I've been wanting to back out of my current mortgage company whos GFE had down over $10K in "other" costs for a $200K townhome. Is this normal??

Highland Park, IL - Jun 5th 2014
4 answers

by cal_lyo...

Getting a mortgage with little credit

I have only one credit card and some student loans. I have paid utilities for 4 years - will that count toward my overall credit? I am concerned because a banker told me I need to have 3 lines of credit open to qualify for a mortgage

Silver City, NV - Jun 5th 2014
4 answers

by arturo8...

Ca you purchase a home with someone even if you're not married?

And will you be able to be on the mortgage jointly? My girlfriend of 6 years and I would like to buy a house but we are not interested in getting married. Worried it will compromise the loan

Janesville, WI - Jun 4th 2014
7 answers

by mattcra...

I want to know if I can do a $200K loan with construction financing as w...

should i go construction to permanent for this? I'd be building on an existing property so im not sure if that's my best best. my credit score is 713 and i have 33K to put down. id like some advice where the building is concerned.

Pittsburgh, PA - Jun 3rd 2014
2 answers

by nareshs...

by gerand7...

VA ARM versus fixed rate? what's best please

My husband and I are being relocated for a 3 year term and a counselor recommended we get an adjustable rate mortgage through VA. However I am concerned about rates going up. Which is more advantageous for us

St. Paul, MN - Jun 2nd 2014
6 answers

by lorell9...

using disability income toward mortgage income qualification

I want to get a conventional mortgage and so i'd like to use all the funds i can to qualify my income. My wife has been consistently receiving disability after a work injury last year - will the disability count toward income?

Coatesville, PA - May 30th 2014
3 answers

by poplarl...

what is a piggyback loan is it good if you have a small down payment?

i'm trying to avoid paying insurance and this was suggested

District Heights, MD - May 29th 2014
3 answers

by andieca...

by crash.2...

Duplex financing options for 3% down?

I wanted to finance a duplex for nothing down through usda but then i was told they're not eligible. the best i can do is 3% down. is there another option available for duplex financing with a nominal down payment

Aurora, CO - May 28th 2014
3 answers

by lenowen...

loan option when husband has poor credit?

my husband is va eligible so we'd like to go through that program of course, but his credit is 605. mine is much better it is 720-something. can i qualify on my own since we're married?

Riverside, OR - May 27th 2014
4 answers

by daniela...

by frangas...

is there any benefit of using a broker instead of going direct to a bank?

do brokers list lender fees etc to compare

Phoenix, AZ - May 22nd 2014
2 answers

by 29princ...

puttig down payment into loan balance?

my aunt rolled her closing costs into her mortgage - can the same be done with down payment with some collateral or smaller deposit in escrow or something?

Carlsbad, NM - May 22nd 2014
4 answers

by kinsel2...

Can I do a USDA financed duplex?

So far I know I qualify for the income eligibility but the properties I like tend to be duplexes. Are they possible to fund?

Black Mountain, NC - May 21st 2014
2 answers

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