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chances for getting a homepath loan with credit card default?

i missed two payments within the last year on my Visa during an extremely rough time for me personally and financially. it was 2 consecutive months and never before or after in my 14 year history of having credit/car loans etc have i had to make a late payment. would this...

Are stated income loans available?

I'm selfemployed. Cannot seem to find stated income mortgage programs around me. Maybe i'm not looking hard enough. I have good credit and steady work and income as a small scale contractor. Hope I can get some advice as a self employed m,ortgage candidate

Wondering whats the minimum credit score Id need for a Fannie mortgage ?

whats a good loan program for credit 680-690?

i want to buy in macon, make 55 thou per year and this would be my first property. working on credit repair so hopefully that score will go up soon. what are my options as of now?

conventional mortgage with down payments below 5%

Is it still possible to get a conventional mortgage for 3% down?

i intend to pursue an arm - any difference between 5/1, 7/1 rate wise?

FHA first time buyer zero down programs still around?

My cousin has a home she bought abut 8 ir 9 years ago. she and her fiance went through FHA and were able to get 100% financing. I have been searching online with not a lot of luck. are they completely unavailble? She also lives in California so i'm not sure if maybe that is...

I started working this year after a year off - will I be able to qualify?

I've been in my current job 11 months and was off for a year due to illness. Should I wait before I start trying to apply or everythig else good (credit, debt) will I be able to get a mortgage despite the employment gap??

gross or net income considered for mortgage

I get a lot of taxes taken out of my check and I'm concerned about qualifying without being able to actually afford a mortgage. My gross pay every 2 weeks is $2400 but I bring home only $1700 (pretty brutal).

down payment assistance for fha loans?

i'm lookig to see if there are any down payment assistance programs in lousiana. are there income qualifications too? i make 34,000 net every year

Is a $800K home in boston over the conventional loan maximum?

Property is in boston proper - would I need to go jumbo for this? And would i qualify with 700 credit?

Homepath qualifications?

I'm looking into the fannie homepath program but idk if i qualify. 680-690 credit and debt/income 28%. I make 60k per year and looking at a pay promotion in 2 months. What else do i need?

How much is mortgage insurance on conventional loans

is it less than that for FHA? I have right around a 710 FICO if that helps

Do I cite child support as income to qualify for a mortgage?

The income absolutely does go to my children but I'm not sure if this is allowed, required, forbidden or what. I am looking into USDA so I know there is an income restriction and not sure if this needs to be mentioned. Want to do the right thing here, even though the money...

options for $0 down loans - not usda or va?

I have good credit but absolutely no money to put down. I don't have a great deal of time available to save up. are there any options for me outside of usda or va, since i cant do either

can first time buyers get conventional financing

everywhere i go i'm being told i should go through fha but i do not want to pay mortgage insurance. can i avoid the MI by putting 10% down on a conventional loan or are they not allowed for first time buyers?

Do i qualify for a va loan with no money down please?

I have been out of the marine corps for 2 years. no dishonorable discharge and I have a disability. I am still able to work though and make $63k per year. I'd like a loan with nothing down, if possible but my credit is poor and around 630.

Do sellers pay closing costs for specific mortgage programs or can it be...

do i qualify for usda based on info provided below

I live and want to buy in Draper, have 678 FICO and kind of a lot of debt. I used a calculator online (not official) for my DTI and apparently it's at 38%. I make $47,000 per year and do not currently rent. I have never owned. Please let me know if I would be able to get usda...

are 203k loans available to first time buyers??

my friend works for a lender and says that they're not because for first time buyers they won't lend $203,000 dollars or more. I am not sure this makes sense and am curious. My credit is above 720 - i just dont know what it is exactly - i have plenty in savings.. would i be able...