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by jwilder...

How much do i have to put down on a conventional mortgage to not pay mor...

Hoping it is less than 20%

Salt Lake City, UT - Jun 27th 2014
2 answers

by ivankol...

are second properties eligible for usda?

can i get a home in upstate NY using a usda loan? i'd like to do zero down and know i qualify based on income.

Bridgeton, NJ - Jun 27th 2014
2 answers

by user784...

Best time to buy now or in the winter?

I'm concerned about buying now (summer) versus winter. I know rental costs change depending on the season - do mortgage rates vary depending on the time of year and if so, do you know when they generally go down?

Clay, NY - Jun 26th 2014
3 answers

by kerns_o...

are rates on rent to own any different than just buying outright?

want to get familiar with the process. if credit score is same for each, would rent to own possible result in higher rates for any reason?

Pittsburgh, PA - Jun 26th 2014
3 answers

by iamianw...

are lenders approving subprime loans?

i have 595 credit and would like a mortgage but it has not been looking good for me, especially in ann arbor. i have enough for 10% down though and i am working on credit repair. is it worth waiting or just pursuing any subprime offer while rates are low?

Ann Arbor, MI - Jun 25th 2014
4 answers

by regnald...

Income and mortgage payments

Is a $32K per year job (gross) enough to pay for a $170K home with 5% down? Having trouble figuring my affordability. Currently other payments I make every month total $300 (does not include things like utlities)

Hartford, CT - Jun 25th 2014
2 answers

by darienc...

chances for getting a homepath loan with credit card default?

i missed two payments within the last year on my Visa during an extremely rough time for me personally and financially. it was 2 consecutive months and never before or after in my 14 year history of having credit/car loans etc have i had to make a late payment. would this...

Carlisle, PA - Jun 24th 2014
1 answers

by noahsol...

Are stated income loans available?

I'm selfemployed. Cannot seem to find stated income mortgage programs around me. Maybe i'm not looking hard enough. I have good credit and steady work and income as a small scale contractor. Hope I can get some advice as a self employed m,ortgage candidate

Puyallup, WA - Jun 23rd 2014
6 answers

by deacona...

whats a good loan program for credit 680-690?

i want to buy in macon, make 55 thou per year and this would be my first property. working on credit repair so hopefully that score will go up soon. what are my options as of now?

Athens, GA - Jun 20th 2014
1 answers

by khalifh...

conventional mortgage with down payments below 5%

Is it still possible to get a conventional mortgage for 3% down?

San Jose, CA - Jun 20th 2014
3 answers

by mydanie...

FHA first time buyer zero down programs still around?

My cousin has a home she bought abut 8 ir 9 years ago. she and her fiance went through FHA and were able to get 100% financing. I have been searching online with not a lot of luck. are they completely unavailble? She also lives in California so i'm not sure if maybe that is...

Beaumont, TX - Jun 19th 2014
1 answers

by anwarob...

I started working this year after a year off - will I be able to qualify?

I've been in my current job 11 months and was off for a year due to illness. Should I wait before I start trying to apply or everythig else good (credit, debt) will I be able to get a mortgage despite the employment gap??

Sparks, NV - Jun 18th 2014
5 answers

by lanaeas...

gross or net income considered for mortgage

I get a lot of taxes taken out of my check and I'm concerned about qualifying without being able to actually afford a mortgage. My gross pay every 2 weeks is $2400 but I bring home only $1700 (pretty brutal).

St. Cloud, MN - Jun 18th 2014
10 answers

by jerryli...

down payment assistance for fha loans?

i'm lookig to see if there are any down payment assistance programs in lousiana. are there income qualifications too? i make 34,000 net every year

Bossier City, LA - Jun 17th 2014
2 answers

by diaria8...

Is a $800K home in boston over the conventional loan maximum?

Property is in boston proper - would I need to go jumbo for this? And would i qualify with 700 credit?

Boston, MA - Jun 17th 2014
4 answers

by harrahu...

Homepath qualifications?

I'm looking into the fannie homepath program but idk if i qualify. 680-690 credit and debt/income 28%. I make 60k per year and looking at a pay promotion in 2 months. What else do i need?

Edison, NJ - Jun 16th 2014
2 answers

by quancol...

How much is mortgage insurance on conventional loans

is it less than that for FHA? I have right around a 710 FICO if that helps

Nampa, ID - Jun 16th 2014
1 answers

by 3dorano...

Do I cite child support as income to qualify for a mortgage?

The income absolutely does go to my children but I'm not sure if this is allowed, required, forbidden or what. I am looking into USDA so I know there is an income restriction and not sure if this needs to be mentioned. Want to do the right thing here, even though the money...

Sunland Park, NM - Jun 13th 2014
2 answers

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