will getting preaproval make getting actual morgage easier

You absolutely need to get pre-approved first.. First off, when submitting offers on a home, the sellers agent will only consider offers where a pre-approval letter included with the offer. Getting pre-approved could also help the process go faster since the lender will require your supporting documentation up front. By allowing him to review your documentation in advance, he can search for problem area's and address them prior to underwriting submission. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Yes it will, william was refering to just having the loan officer review the documents. However a full pre approved file is the way to go when you shop, it shaves weeks off the process. I do those here at my bank for all 50 states and have originated for over 16 years now so I understand what youre wanting. I would have youre file completed pending property so all you will need to do is shop and the underwriter will have already approved you for purchase. That means the only thing to approve is the property to be lent on and we can do that typically in a couple weeks. Feel free to call me to discuss it further and if youre ready take the first step. Sincerely John 816-412-3568