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It can, depending on the type of loan you want to get.
Aug 20th 2014Rates:
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Most likely not. We offer a no cost or obligation preapproval that would be happy to check your information in your credit to make sure that you are all set
Aug 20th 2014![](/images/user/9710.jpg)
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It does not show up when lenders use an automated underwriting ending like desktop originator or Loan Prospector. I can tell you that underwriters are schooled to look for these items on your bank statments. An OD can force a lender to "downgrade" your file from automated underwriting to manual underwriting and enforce stricter guidelines. It may not be a deal killer, but something that should absolutely be discussed.
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Hi Rob. It will not show up during initial underwriting since it is automated. The underwriter will dig a bit for info but it should not be a deal breaker and you only need to show the most recent two months of bank info so should not be a factor. Call me or email me to discuss further. Rob Oliveira Province Mortgage Associates 508 802 0935
Aug 21st 2014