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Lawyer did not reaffirm house during bankrutcy; now what?

I filed bankruptcy in 2009 and thought I reaffirmed both my mortgage and my line of equity accounts. Years later, my mortgage co. states it was not reaffirmed. When I checked my paperwork, the line of equity was, but the mortgage was not. My attorney was killed in a car accident in 6/12, so no help there. I'm currently on an extremely tight budget and as of August will be one month behind on my mortgage payment. I do not know what to do. Am I in a better situation because it was not reaffirmed or worse, now that my income is so much smaller?
By dmm8989828 from MI Aug 3rd 2015
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This is tricky - more information is needed to see if something can be done. Lenders traditionally have said no to this. I have a fellow lender close a loan that DID NOT have a reaffermation. If you'd like to contact me, I can do the research to see if we can get you qualified. = Mike Silkworth - Union Home Mortgage - East Lansing Branch - msilkworth@unionhomemortgage.com - (517) 489-2328

Aug 3rd 2015

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