if ive been late onr rent twice in the past 3 years will i be unable to get amortgage?

It Depends on when you were late. I you've been on time in the last 12 months and can prove it with cancelled checks then the chances of qualifying are good. There are 3 secrets to qualifying. 1) Credit score and how well you pay, 2) Debt ratio and 3) Loan to value. Call me for details 216 337 7520 Ray

Its unlikely the lender will complete a verification of rent (VOR) unless your loan is a manual underwrite. You'll need a 620 or higher credit score or higher. Apply Online free: www.imortgagelending.com