HomeGain on Facebook HomeGain on Twitter HomeGain on LinkedIn HomeGain on YouTube

Getting a mortgage with collections on my acct

Is there a way to still get a home loan even though I have had to deal with collections recently? It was only for $150 that went completly under my radar
By cfischer7863514 from TN Jul 16th 2014
Powered by:

A few lates and collections won't prevent you from getting a mortgage. However, you do need a middle credit score of a 620 or higher to get pre-approved. We are a direct lender. www.imortgagelending.com

Jul 16th 2014

Searching Today's Rates...

It shouldn't, but as Colby mentioned, you will want at least a middle score of a 620. Please give me a call or email to discuss.

Jul 16th 2014

It shouldn't be an issue, but investors want to look at the whole picture. How are your credit scores.I'm located in TN, you can give my office a call & we can discuss your options.615-867-3060

Jul 16th 2014

The collection will need to be paid, but it should not stop your loan. In some cases we can do a loan with as low as 580 credit score. if you would like a free review of your credit, contact me at primefinancial@frontier.com.

Jul 16th 2014


HomeGain offers free real estate tools and services to compare real estate agents, research home prices, and view homes for sale, foreclosures, new homes, and rentals. HomeGain provides real estate information including articles on home buying, home selling, and mortgage rates. HomeGain's quarterly home values surveys are a hit with the top media sources, realtors, and home buyers and sellers. Did you know, HomeGain pioneered the original online home value estimates tool back in 1999?