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can my fiance and i get a mortgage before we're married?

my brother had to be married in his situation, but they were getting a VA loan so that might be different. fiance and i are looking into fha 203k though. don't plan to make it official until next year and want to have a house by then. we've been together for 8 years and have been living together for 4, if it makes a difference
By lackron78675912 from MD Oct 3rd 2014
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You do not have to be married to obtain a conventional or FHA loan. For more information I'd be happy to speak with you. Lynn Kinsel NMLS#259819, licensed in VA, MD & DC 804-677-8588

Oct 3rd 2014

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No you do not have to be married to obtain a loan the distinction is how the property is titled in other words ownership.Commonly married would title property Joint with rights of survivorship meaning both have equal parts which has some advantages.Married can also title property Tenants by Entirety which means each as an individual share in the property each has their own discretion with their share of the property. Only 1 has to be a veteran to get a VA Loan (providing the veteran has adequate benefit.) A 203k loan has a little more twist and turns and so you have to understand how the process works lets discuss your options with our consultation about your home buying ideas. We are versed in all situations and welcome the opportunity. Please contact me at 301-685-6676 or ballen@bankofengland1.com.

Oct 3rd 2014

No, you do not have to be married.

Oct 4th 2014


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